Applying for an Amazon credit card is a simple process that can be completed online. You’ll need to provide personal information, agree to a credit check, and choose the type of card you want. Once approved, you’ll be able to use the card for purchases on Amazon and elsewhere.
Step by Step Tutorial on How to Apply for an Amazon Credit Card
Before we dive into the steps, let’s understand what we’re about to do. Applying for an Amazon credit card is a process where you provide your details to Amazon’s banking partner, and they check if you’re eligible for the credit card. Once approved, you’ll receive your card and can start enjoying its benefits.
Step 1: Visit the Amazon Credit Card Page
Go to the Amazon website and navigate to the credit card section.
Once you’re on the Amazon website, scroll to the bottom of the page where you’ll find a link to ‘Credit Cards’ under the ‘Make Money with Us’ column. Clicking this link will take you to the page where you can start your application.
Step 2: Choose the Type of Card
Decide between the Amazon Prime Rewards Visa Card or the Amazon Rewards Visa Card.
The Amazon Prime Rewards Visa Card is available to Amazon Prime members and offers more benefits, like 5% back at Amazon and Whole Foods Market. If you’re not a Prime member, you can apply for the Amazon Rewards Visa Card, which offers 3% back at Amazon and Whole Foods Market.
Step 3: Sign In to Your Amazon Account
Use your Amazon account information to sign in.
You’ll need to sign into your Amazon account to apply for the credit card. If you don’t have an account, you’ll have to create one. This step is necessary because your Amazon account will be linked to your credit card for seamless shopping and rewards tracking.
Step 4: Fill Out the Application Form
Provide all the necessary information on the application form.
The application form will ask for your personal information, including your name, address, date of birth, social security number, and annual income. It’s important to fill out this form accurately to ensure your application is processed without any issues.
Step 5: Agree to the Terms and Submit Your Application
Read the terms and conditions, agree to them, and submit your application.
After filling out the application form, you’ll need to read the terms and conditions of the credit card. These include information about interest rates, fees, and how your rewards work. Once you’ve agreed to the terms, submit your application for review.
After completing the application process, you’ll typically receive a decision within a few minutes. If you’re approved, your new Amazon credit card will be mailed to you, and you can start using it immediately for online purchases. You’ll also receive instructions on how to activate your card once it arrives.
Tips on How to Apply for an Amazon Credit Card
- Make sure you’re logged into your Amazon account before you start the application.
- Review the benefits of each card to decide which one is best for you.
- Have your personal information and financial details ready before you apply.
- Read the fine print, including interest rates and fees, before agreeing to the terms.
- Check your credit score beforehand to gauge your chances of being approved.
Frequently Asked Questions
What credit score do I need to apply for an Amazon credit card?
You typically need a good to excellent credit score to be approved for an Amazon credit card.
Most credit card companies look for a credit score of around 670 or higher. However, your credit score isn’t the only factor they consider, so it’s still worth applying even if you’re on the lower end of the ‘good’ range.
Can I use my Amazon credit card anywhere?
Yes, you can use your Amazon credit card wherever Visa is accepted.
While the card offers special rewards for shopping on Amazon and at Whole Foods Market, it functions like a regular Visa credit card, so you can use it for all your everyday purchases.
How long does it take to get approved for an Amazon credit card?
The approval process is usually quick, and you should receive a decision within a few minutes.
If additional verification is needed, it may take a bit longer. Once approved, your credit card should arrive in the mail within a few weeks.
Do I need to be an Amazon Prime member to apply for an Amazon credit card?
No, you don’t need to be an Amazon Prime member to apply for the standard Amazon Rewards Visa Card.
However, if you want the Amazon Prime Rewards Visa Card, you will need to have an active Prime membership.
What kind of rewards can I earn with an Amazon credit card?
You can earn cashback rewards on purchases made at Amazon, Whole Foods Market, and other eligible purchases.
The amount of cashback you earn depends on the type of card you have and where you’re making the purchase. Prime members with the Amazon Prime Rewards Visa Card can earn up to 5% back.
Summary
- Visit the Amazon Credit Card Page.
- Choose the Type of Card.
- Sign In to Your Amazon Account.
- Fill Out the Application Form.
- Agree to the Terms and Submit Your Application.
Conclusion
Applying for an Amazon credit card is a straightforward process that can bring a range of benefits, especially for frequent Amazon shoppers. With the ability to earn cashback on purchases and the convenience of a Visa card, it’s an attractive option for many. Remember, it’s crucial to consider your financial situation and credit score before applying, as with any credit card. Once you’ve decided to apply, just follow the steps outlined above, and you’ll be on your way to enjoying the perks of an Amazon credit card. Whether you’re a Prime member looking to maximize your benefits or just someone looking for a reliable credit card with rewards, the Amazon credit card could be a great fit for you.
Matthew Burleigh has been writing tech tutorials since 2008. His writing has appeared on dozens of different websites and been read over 50 million times.
After receiving his Bachelor’s and Master’s degrees in Computer Science he spent several years working in IT management for small businesses. However, he now works full time writing content online and creating websites.
His main writing topics include iPhones, Microsoft Office, Google Apps, Android, and Photoshop, but he has also written about many other tech topics as well.